How This Engineer From Canada Paid Of His $23,000 Student Loan And Got $103,547 In Savings Within A Year
I graduated university with a mechanical engineering degree.
On the right hand I had my diploma
and on the left I had a $23,000 student loan to pay off.
It made me sick.
I never got into credit card debt.
I always paid my bills on time,so I would avoid paying late fees.
After graduation, I ran to the bank
and asked them to give me a plan to pay this off quickly.
I was told I can pay this off in 14 years…
so, I ran to another bank and spoke to a financial advisor.
He told me to give him $10k
and in 25 years he’ll make it into $25k…
Turns out he was a salesman.
I was so broken…
I realized the banks wanted me to keep the loan longer,
so they would charge me more interest and make more money.
I knew there was a secret formula out there,
so I began searching.
I didn’t want the banks to control my life,
so I did something very strange.
I started reading books on money.
I went into engineering, so I can avoid reading…
Numbers were easier for me.
But I was determined to pay off this enormous loan quickly,
Many of them were very boring,
I would fall asleep after 10 min, so painfulI
But I knew if I wasn't making time to learn
then I'd be stuck for the next 14 years....
I would read on the train and bus going to my job and back.
I read over 30 finance books.
It was exhausting.watched 100’s of videos on YouTube
and listened to 100’s of podcasts all about money.
Then I finally got it!
The reason I wasn't able to change my financial situation
was because I never knew my numbers.
I thought I did.
I never got the details of my spending,
I couldn't tell where most of my money was spent,
my bank statement would show the total amount due
I would pay it and then forget about it
I had the data but not the details.
That’s why I was stuck.
I tried using different apps and budgeting softwares
but they were too complex.
They took 3 months to learn
and were very expensive $200/year.
I found the secret to wealth
but had to engineer it into a formula.
I didn't want to be looking at bags of receipts
and 10 pages of bank statements all day.
As an engineer, I love automation and simplicity.
I wanted something easy
that would tell me exactly where I'm bleeding
and how to stop it.
so, I created a simple google sheet
that would allow me to enter a few numbers
and give me all the details of exactly what I needed to do step by step
to control my finances and my life.
After using it for a few weeks,
I was surprised with what I discovered.
I didn't know I was spending $100 a month buying t-shirts,
even though my closet was already full.
Also I was spending $200 a month on restaurants,
even though I was buying groceries.
I saved $300 the next month.
On vacation in California, I put all my numbers in and I found I spend $900 on uber,
It would’ve been $500 cheaper if I rented a car.
My gym had a $10/month promotion.
after I put the numbers in the tracker
I realized I was paying $25/month…
They asked for a membership fee $40
and a registration fee $60
No one could fool me anymore,
I had so much visibility
So what did I do next?
That empowered me to cancel the membership.
Every dollar was being tracked, there was so much detail.
I could see how much I spent that day, week, month and even year.
Also how much of it was spent on what items.
This tracking dramatically increased my savings
and I paid off my $23k loan.
That was awesome!
Couldn’t believe it was all gone.
I saved 14 years of my life,
No more staying awake at night,worrying about debt payments.
I broke the chains of debt.
I continue tracking my spending and savings,
and made $100k in a year.
That was life changing money.
And I bought my dream car
Tesla Model 3.
Brand new $63,000.
And I never have to worry about gas price or maintenance.
Don't let the banks dictate your path.
Embrace the tool that liberated me
your gateway to a life without burden by debt.
Empower yourself, engineer your destiny,
and transform your life like I did.
The Google Sheet isn't just a sheet;
it's a gateway to your dreams.
What are customers saying?
Tracks daily expenses
Easily track monthly expenses
Easily catch expense increases
Never get late payments
shows the Highest expense
Tracks yearly Expenses
Organize monthly expenses with each expense category
Prepare for future expenses
Say Good bye to Money Problems...
Never have to worry about bills being late or late payments
Not need to stay up late stressed thinking about when a bill is due,
it’ll be automatically organized for you on time for the entire month and year.
everything is tracked for you and scheduled on time
Confidently know how much money you have to spend on your family dinners
See a big purchase broken down easily for you into monthly payments so you’re not stuck for years struggling to make payments
Never feel guilty spending money on your kids for ice cream, because you’ll know how much you have from all your bank accounts and savings.
Stop hoping and wishing, this simple tracker automatically calculates your total expenses each month, so you don't have to waste precious time guessing or manually add them up.
Manage your money from anywhere in the world for less than 10 min/week and easily from your phone or computer.
Never get tricked by a salesperson when buying a tv or sofa because it shows you the monthly payments and sums it up for you into the full payment, so you know exactly how big the purchase actually is.
Track your expenses for your personal expenses
Track all transactions for your business
Shows you everything you're paying for and eliminate what you're not using.
100% Money Back GUARANTEED
If for any reason you are not completely satisfied with the program within 90 days of purchase, I'll give you a full refund & you keep everything.
you have 2 options
Option 1: Do nothing and stay stuck
Option 2: Learn from an expert
get training to show you how to manage your finances like a champion, from someone who's already done it before. Manage your finances without having to spending hours watching Youtube videos or reading outdated finance articles.
Here’s Everything You Get
When You Order Today!
Done For You Finance Tracker (valued at $197)
BONUS #1: Done For You Finance Course Lifetime Access (valued at $397)
BONUS #2: 20 Ways To Save Money In 5 Minutes Or Less - (valued at $37)
BONUS #3: Secret Strategies to reduce your Expenses (valued at $27)
BONUS #4: Financial Automation Shortcuts (valued at $27)
BONUS #5: Email support for questions (valued at $47)
Total Value: $752
Today For Only…
$27
Here’s Everything You Get
When You Order Today!
limited time Deal - only 30 available at this price
Done For You Finance Course (Valued at $397)
See all your finances on laptop or phone
Access it from anywhere in the world
Simple Google Sheet or Excel
Easy anyone with basic math can use
Private for your eyes only
secure only you have access
Customize For your situation
Make adjustments within a few seconds
No app required
No software required
Automates your finances for you
Plus These Bonuses
IN ADDITION TO EVERYTHING INSIDE The DFY Finance Tracker,
I’M ALSO GOING TO THROW IN THIS AMAZING BONUS !
Track Your Spending (Valued at $197)
Track your daily spending, monthly spending and yearly spending so there's nothing missed and you know where every dollar is going. This tool will give you the ultimate insight about your spending and how to control it.
Manage all your bills in 1 place (Valued at $197)
There's many ways to spend money, you can with cash, credit card, debit card, etransfers and many more. It get's hard to keep track of all these transactions but not anymore. Now you can see all the transaction in one place give you a total summary of everything you're spending and where you're spending. This way it will give you the info you need to manage your bills. Easily keep track when bills are due, so you pay on time and never get charged late fees.
Prepare for big purchase (Valued at $197)
Preparing to make a big purchase, but don't want to make a bad financial decision? You'll be able to break down what's the best time for you to buy based on your finances. Also shows you how much you should spend, so you'll never overspend on any purchase. You'll always get the best deal because you're able to see all the expenses of the item give you the actual cost. Never pay more again!
Price Increase Catcher (Valued at $197)
Have you had a company increase your bills secretly without telling you? It's happened to me many times and I was able to catch it and have it sorted out right away. This will help you stop companies from trying to take your hard earned money.
Income Tracker (Valued at $197)
This allows you to see all the areas you're getting money from. This is important because it shows you where you should be spending more time. More time you spend on your biggest income source more money you'll make. Also this shows you all your incomes in 1 place, which is great to see how much you're making on daily, monthly and yearly basis.
Expenses Reducer (Valued at $197)
Reduce your Expenses to the bare minimum, no more paying for stuff you don't need.
Money Saving Goal Tracker (Valued at $197)
Saving money will become a simple goal that is attainable. Gives you the visuals you need to reach your goals. Also very encouraging to see your progress and how close you are to your savings goal.
20 Ways To Save Money In 5 Minutes Or Less (Valued at $37)
These 20 ways help you save money with little effort.
Best thing is they can be implemented in just a few minutes.
Whether you are looking to
cut back on expenses
optimize your spending habits
or find smart ways to save
This will help you make smarter financial decisions and get to your goals in no time.
50 Ways To Make quick cash in 5 days Or Less (Valued at $37)
These are the best 50 ways to make some quick cash.
These are great because they can be implemented in just a few days.
This will help you if looking for
more money for vacations
more money for food
more money for travel
more money for car
more money for home
Having more cash in your pockets will help you with your finances.
Secret Strategies To Reduce Your Expenses (Valued at $27)
Unlock the secrets to dramatically reduce your expenses.
Cut everyday costs, never get late fees, bank fees or pay interest.
Learn how to negotiate bills.
Slash your expenses
maximize your savings
and take control of your finances
like a champion.
1-1 Setup zoom call (Valued at $197)
We'll get on a 30min zoom call, I'll share my screen and setup up the Finance Tracker for you. I'll make sure it's setup and customized to your finances.
Before the call is done you'll be able to
keep track of your spending,
expenses
and manage your bills.
All in 1 place. This will give you so much clarity about your money and most importantly give you control of your financial situation to make changes.
Total Value: $2,037
Today For Only…
$497 $97
Why 18+ customers Love this...
Here’s Everything You Get
When You Order Today!
limited time Deal - only 30 available at this price
Done For You Finance Course Lifetime Access (Valued at $497)
Bonus#1: Spending Tracker (Valued at $197)
Bonus#2: Manage all your bills in 1 place (Valued at $197)
Bonus#3: Prepare For Big Purchase (Valued at $197)
Bonus#4: Price Increase Catcher (Valued at $197)
Bonus#5: Income Tracker (Valued at $197)
Bonus#6: Expenses Reducer (Valued at $197)
Bonus#7: Money Saving Goal Tracker (Valued at $197)
Bonus#8: 20 Ways To Save Money In 5 Minutes Or Less (Valued at $37)
Bonus#9: Secret Strategies To Reduce Your Expenses (Valued at $27)
Bonus#10: 1-1 Setup Zoom Call (Valued at $197)
Total Value: $2037
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Bio
Bilal's success is a direct result of the commitment to tracking spending, making a plan, and sticking to it. With their proven strategies and financial expertise, Bilal is ready to help you achieve your financial goals and live the life you've always wanted. Whether you're looking to get out of debt, save for a big purchase, or plan for a comfortable retirement, Bilal has the knowledge and experience to guide you every step of the way.
Frequently Asked Question
How long will it take to see results?
With consistent effort, you should see positive results within a few weeks depending on your spending habits.
Why is this so cheap?
Yes it's very cheap and most money management tools cost $200 every year, but I won't charge that much because I want to over-deliver and wow our new customers with this in the front, so in the future, if you want more help, you’ll consider working with me in more depth. It’s just a great way to do business, introduce you to my world, and make a great first impression.
Can I customize this for myself?
Absolutely this is a powerful tool, it allows you to customize it to your finances. This course shows you everything step by step.
Do I need to give up all my favorite things?
No, you don't need to give up everything you enjoy. Instead, it's about prioritizing what's important.
Does it show me how to stop overspending?
Yes it's very visual so you see what's helping you save money and what's burning your pockets and cash.
Are there any additional fees?
There are no additional fees. There are upgrade options available and training to help you succeed, but they are completely optional.
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